Reward System (Catalyst Point)

Beyond direct ROI, the Catalyst Points system is a non-monetary incentive layer designed to track and reward "Value-Added" activities within the protocol. Points act as a multiplier for future airdrops, exclusive access, and tier upgrades.

​Points Allocation Logic: Lenders accumulate points based on their commitment and network expansion efforts:

Activity	Points Allocation	Frequency
Initial deposit	1000 points per 100$ Deposited	One - time per cycle
Loyalty Multiplier	10 points per day	Continuous (per active cycle)
Direct Referral	200 points per Verified Referral	Instant upon deposit
Volume Milestone	2000 points	Upon reaching $5,000 total volume
Social Engagement	10 - 50 points	Weekly (via verified community tasks)

Tiered Rewards & Benefits ​Points determine your Lender Rank, which grants escalating benefits:

• Bronze (0–2,500 Points): Standard 45% ROI Access.

• Silver (2,501–10,000 Points): +2% ROI Bonus (47% Total) & Priority Support.

• Gold (10,001–50,000 Points): Early access to Real Estate Bridge Loan "Special Cycles" & 24-hour early withdrawal window.

• Platinum (50,000+ Points): Direct communication with the trade desk & $CaFi token governance multiplier.

Claiming Rewards

• ​Token Payouts: $CaFi tokens are distributed to lenders upon the successful maturation of their 90-day cycle.

• Point Redemption: Points are tracked in real-time via the Secure Portal. While points are non-transferable, they can be "burned" to unlock temporary ROI boosts or permanent tier upgrades within the dashboard.

​Note: The points system is dynamic. Please refer to the Catalyst Finance Dashboard for the most current allocation ratios and active reward seasons.